When you take out a mortgage loan, you’ll have to pay closing costs, the fees that your lender and other third-party companies charge for originating your home loan. These fees can run thousands of dollars, and you’ll typically have the option to pay them upfront as a single payment or roll them into your total […]
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Know the Three Mortgage Application Factors
With rates possibly falling, you’re finally ready to apply for that mortgage loan that will allow you to finance the purchase of your dream home. But what do you need to qualify for a mortgage in 2024? Start with your credit score Your three-digit credit score has always been a key factor in whether you’ll […]