Both individual retirement accounts and 401(k) plans are designed to help people save for retirement. A 401(k) is offered by your employer. You contribute a portion of your paycheck each pay period, and the amount you can contribute depends on
A credit card’s warranty protection extends the warranty on products that you purchase using that specific credit card. Not all credit cards offer this protection. But those that do usually extend the terms of the original manufacturer’s warranty for up
Caring for loved ones at both ends of the age spectrum often means your own financial needs come last. It may be harder to save for retirement, maintain your mental health, or stay afloat amid rising costs and job uncertainty.
In a survey by BadCredit.org, 62% of respondents said that they would be willing to turn to unconventional living arrangements to save money. Respondents said that they would take steps such as moving back in with their parents or co-living
As you approach retirement age, you may wonder when you should elect to receive Social Security. How much you receive is based both on your lifetime earnings and when you start receiving payments. If you wait to take Social Security
Payday will always be the best day of the week. All of our hours of work have finally (literally) paid off. But there’s so much to spend it on, too. The list includes food for the week, birthday and holiday
When you retire, your income will most probably be lower than when you were working, and while your expenses will be lower in some areas — no more commuting — they’ll be higher in others — more prescriptions and doctors’
When a business doesn’t have a clear idea of its annual budget, it runs the risk of spending more money than it earns that year. You may have been running smoothly for years, and then decide to expand or replace
Imagine the IRS offering an apology with your tax refund: Sorry, here’s your money back. In the 2022 tax season, more than 110 million taxpayers received a tax refund — and bragged about it! The average refund was $3,252. Instead
If you own property and assets or have loved ones who depend on you to provide income or care, you should have an estate plan. However, some people hesitate to create one, fearing that taxes will eat up the lion’s