As the summer season fades, many business owners naturally move from a lighter, more flexible pace into the demands of Q4. This is the ideal time to conduct a financial health checkup. Just as a physical checkup helps detect issues
Most lenders consider a FICO credit score of 740 to 799 to be “very good” and 800 or higher to be “exceptional.” If you want to qualify for a mortgage with the lowest interest rate, aim for a score in
When it comes to financial planning, few things are more important to a nonprofit than the creation of the budget. It’s how the board of directors and staff plan for income and expenses. Approval of the annual budget is a
You don’t need to be in a financial crisis to work with a credit counseling agency. But if you are struggling financially, working with such an agency can help you create a plan to overcome your money problems. If you
You manage a nonprofit or serve on its board, and you’ve heard that nonprofits need to have an independent audit. You wonder whether your organization needs one and want to better understand what it actually entails. State and federal laws
The higher your credit score, the more likely you are to qualify for a mortgage with a lower interest rate. But does having too many credit cards in your wallet hurt this score? It doesn’t have to. But you do